Dive into insightful articles on our blog. Expand your understanding of insurance and secure your future with informed decisions.
by Rikki Topps | Apr 8, 2026 | Insurance
Know Before You Go: Choosing Between Primary Care, Urgent Care, and the Emergency Room Hey there, health-savvy readers! I m Rikki Topps, your go-to…
READ MORE
by Rikki Topps | Mar 25, 2026 | Insurance
Understanding Your Health Insurance Card: A Step-by-Step Guide Navigating the world of health insurance can feel overwhelming, but one small piece of…
READ MORE
by Rikki Topps | Feb 4, 2026 | Independent Agent, Insurance
Protecting Your Income for the Long Haul Hi there! Rikki Topps here. I’m passionate about helping families, individuals, and small businesses build…
READ MORE
by Rikki Topps | Jan 2, 2026 | Independent Agent, Insurance
Why It’s a Smart Move for You and Your Family Rikki Topps here with Topps Insurance – your caring Florida insurance agent, help ing individuals,…
READ MORE
by Rikki Topps | Dec 15, 2025 | Independent Agent, Insurance
Short-Term Supplemental Solutions Sometimes traditional major medical plans (like ACA Marketplace or employer group coverage) aren t quite the right…
READ MORE
by Rikki Topps | Nov 11, 2025 | Independent Agent, Insurance
My Practical Checklist to Help You Get Coverage Approved Faster Hi there! I’m Rikki Topps with Topps Insurance – your friendly Florida insurance agent…
READ MORE
by Rikki Topps | Oct 29, 2025 | Independent Agent, Insurance
What This Means for You and Your Family Hi everyone! I’m Rikki Topps with Topps Insurance – your caring Florida insurance agent. I love helping…
READ MORE
by Rikki Topps | Oct 9, 2025 | Insurance
Understanding All Types of Primary Care Coverage Most Medicare denials are completely preventable. Avoid the labor-intensive work of chasing denied…
READ MORE
by Rikki Topps | Sep 16, 2025 | Insurance, Tax Benefits
Florida Blue is in contract negotiations with BayCare Health System, Inc. (BayCare), which operates hospitals, physician groups, and ancillary…
READ MORE
by Rikki Topps | Aug 25, 2025 | Insurance
Several significant changes are coming to the Affordable Care Act (ACA) Marketplace in 2026, impacting both on-exchange and off-exchange plans. These…
READ MORE
by Rikki Topps | Jul 22, 2025 | Independent Agent
As your dedicated health insurance agent, I’m here to help you prepare for your child’s back-to-school physical, ensuring they’re ready for a healthy…
READ MORE
by Rikki Topps | Jun 21, 2025 | Independent Agent
As your trusted health insurance agent, I want your family to have a joyful and safe summer. Outdoor activities are a fantastic way to stay active, but…
READ MORE
by Rikki Topps | May 15, 2025 | Independent Agent
As your trusted health insurance agent, I care deeply about your family’s safety. Here’s a guide to ensure your summer water fun is both joyful and…
READ MORE
by Rikki Topps | Apr 19, 2025 | Independent Agent
I’m committed to helping you navigate neurological care with confidence and hope. Whether you’re facing a simple headache or a complex condition like…
READ MORE
by Rikki Topps | Feb 19, 2025 | Insurance, Tax Benefits
Guide to Form 1095-A: Understanding and Using Your Health Insurance Marketplace Statement Another new year, which means another 1095-A form,…
READ MORE
by Rikki Topps | Jan 10, 2025 | Group Insurance, Insurance
Question If a self-funded or level funded group health plan filed the Gag Clause Prohibition Compliance Attestation (GCPCA) with CMS in 2023, do they…
READ MORE
by Rikki Topps | Dec 11, 2024 | Insurance
Accidents can happen when we least expect them, often leaving us with unexpected medical expenses and financial stress. With Colonial Life’s Premier…
READ MORE
by Rikki Topps | Nov 4, 2024 | Insurance
Health Plans Designed to Give You More Discover savings, freedom, and simplicity with All Savers Alternate Funding What is All Savers®? All Savers is a…
READ MORE
by Rikki Topps | Oct 16, 2024 | Insurance
As we look ahead to 2025, significant changes to Medicare are on the horizon, particularly regarding medication costs and premiums. The Centers for…
READ MORE
by Rikki Topps | Sep 6, 2024 | Insurance
Florida Blue collaborates with Prime Therapeutics (Prime) to assist members in managing their prescription drugs. Prime offers an easy-to-use online…
READ MORE
by Rikki Topps | Aug 7, 2024 | Insurance
Comprehensive Care at Your Fingertips with Florida Health Care Plans Members have access to care at their fingertips with Florida Health Care Plans:…
READ MORE
by Rikki Topps | Jul 8, 2024 | Insurance
Gulf Coast VilliageMD Closures As of Friday, March 15, 2024, Village Medical Clinics (VillageMD) ceased operation of their medical clinics located…
READ MORE
by Rikki Topps | May 6, 2024 | Independent Agent, Insurance
Key Person Life Insurance If you have a family, you probably know life insurance can help protect your loved ones financially if you pass away. But do…
READ MORE
by Rikki Topps | Mar 14, 2024 | Independent Agent, Insurance
Life Insurance is about protecting the people who matter most to you. Throughout your life, there’s one priority that stays the same — looking out for…
READ MORE
by Rikki Topps | Feb 1, 2024 | Group Insurance, Independent Agent
Away from home and need to receive some care? Read here to learn why you should always remember to carry your current HMO ID card. Did you know that…
READ MORE
by Rikki Topps | Jan 2, 2024 | Payroll, Tax Benefits
GENERAL QUESTIONS Who is Ubiquity Retirement + Savings? The Simply Retirement 401(k) plan is provided and serviced by the Ubiquity Retirement + Savings…
READ MORE
by Rikki Topps | Dec 18, 2023 | Payroll, Tax Benefits
An Employee Guide to 401(k) Plans Experts say that most people will need between 70% 85% of their pre-retirement income each year after retirement.…
READ MORE
by Rikki Topps | Nov 2, 2023 | Group Insurance, Independent Agent
Understanding The Health Insurance Marketplace The Health Insurance Marketplace, established under the Affordable Care Act (ACA), vitalizes access to…
READ MORE
by Rikki Topps | Oct 6, 2023 | Group Insurance
Are you turning 65? Are you a U.S. citizen or a legal permanent resident of the United States? Have you or your spouse worked and paid Medicare taxes…
READ MORE
by Rikki Topps | Sep 12, 2023 | Payroll, Tax Benefits
Small business owners are accustomed to wearing many hats. From product development and marketing to hiring and payroll, the list of responsibilities…
READ MORE
by Rikki Topps | Aug 5, 2023 | Group Insurance, Tax Benefits
In today s competitive business landscape, retaining top talent and maintaining a healthy, productive workforce are paramount to success. As an…
READ MORE
by Rikki Topps | Jul 14, 2023 | Independent Agent
In the landscape of insurance providers, a key decision often lies between choosing an independent insurance agent and a chain insurance provider. Both…
READ MOREReach out today. Let us provide the reliable insurance coverage you deserve. Start your journey to peace of mind here.